Terms of Service

Introduction and Acceptance of Terms

Welcome to the website of Compliance Armor® ("Company," "we," or "us"). Compliance Armor® provides cybersecurity consulting and managed IT services, secure hosting solutions, digital products (such as software and downloadable resources), and online training courses to users primarily in the United States. By accessing or using our website (including all content, functionality, and services offered on or through it, collectively the "Services"), you acknowledge that you have read, understand, and agree to be bound by these Terms of Service ("Terms" or "User Agreement"), along with our Privacy Policy and any additional terms and conditions that may apply to specific Services. If you do not agree with these Terms, do not use or access the site or Services.

These Terms constitute a binding agreement between you and Compliance Armor®. If you are using the Services on behalf of an organization or other entity, you represent that you are authorized to accept these Terms on that entity's behalf, and "you" as used herein will refer to both you as an individual and that entity.

Changes to Terms

We reserve the right to modify or update these Terms from time to time without prior notice. It is your responsibility to review these Terms periodically for changes. Continued use of the Services after any modifications are posted will constitute your acknowledgment and acceptance of the revised Terms. The "Last Updated" date above indicates the effective date of the current Terms.

Eligibility and Scope of Use

By using the Services, you affirm that you are at least 18 years old (or the age of majority in your jurisdiction) and legally capable of entering into this agreement. The Services are intended for business and adult individual use; if you are using our training courses or other offerings, you agree that you (or the entity you represent) meet any applicable age and eligibility requirements. You may not use the Services if applicable law in your country prohibits you from doing so in accordance with these Terms.

Our website is controlled and operated from the United States, and our Services are intended for U.S. clients. However, our site may be accessible in other countries, and we welcome international users. If you access the Services from outside the U.S., you do so on your own initiative and are responsible for compliance with all local laws and regulations that may apply.

Accounts, Registration, and Security

Certain Services or features may require you to create an account or provide information as part of a registration or purchase process. You agree to provide accurate, current, and complete information about yourself (or your organization) as requested, and to update such information promptly if it changes. You must not misrepresent your identity or affiliation with any person or entity.

You are responsible for maintaining the confidentiality and security of your account credentials (e.g., username and password). You are responsible for all activities that occur under your account. If you create an account, you should use a strong password and maintain it securely. Do not share your login information with others, and notify us immediately if you suspect any unauthorized use of your account or any other breach of security.

User Obligations and Acceptable Use

By accessing or using our Services, you agree to use them only for their intended purposes and in compliance with these Terms, applicable laws, regulations, and generally accepted online practices. You agree that you will not misuse the Services. In particular, you agree NOT to do any of the following:

• Unauthorized Access: Attempt to gain unauthorized access to the Services or related systems or networks, or use any "scraping," "crawling," or other automated means to access data not intentionally made available to you.
• Interference: Engage in any activity that disrupts, interferes with, or imposes an undue burden on the Services (or the networks and servers connected to the Services). This includes not introducing viruses, malware, or any other code intended to harm or hijack the operation of the website or Services.
• Prohibited Content: Upload, post, transmit, or otherwise distribute any content through our website or communication tools that is unlawful, harmful, threatening, defamatory, libelous, vulgar, harassing, hateful, or otherwise objectionable.
• Intellectual Property Violations: Post or transmit any content that infringes or violates any third party's intellectual property rights or other proprietary rights.
• Unsolicited Communications: Send any unauthorized or unsolicited advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation via our Services.
• Impersonation and Misrepresentation: Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity while using our Services.
• Illegal Purposes: Use the Services for any purpose or in any manner that violates any applicable local, state, national, or international law or regulation.

We reserve the right (but not the obligation) to monitor your use of the Services and any user-submitted content to ensure compliance with these Terms. We may, at our sole discretion, refuse service, suspend or terminate accounts, or remove or edit content that we believe violates these Terms or is otherwise objectionable, without notice or liability to you.

Products, Services, and Purchases

Compliance Armor® may offer products and services for sale through our website, including but not limited to cybersecurity consulting packages, software or digital tools, e-books or reports, and enrollment in online training courses. By placing an order or purchasing any product or service via our site, you agree to pay the indicated fees and abide by any additional terms presented at the point of sale. All information that you provide in connection with a purchase or transaction must be accurate, complete, and current.

Payment Terms

Prices for products or services are as listed on the site, and are subject to change without notice. All payments are due at the time of order (unless another billing schedule is expressly stated). We may use third-party payment processors to handle payment transactions. By submitting your payment information, you authorize us to charge your chosen payment method for the total amount of your purchase and any applicable taxes or fees. You are responsible for any taxes or government charges applicable to your order, apart from taxes on our income.

If we offer any subscriptions or recurring services, those will renew automatically for the period indicated (e.g., monthly or annually) at the then-current rate, unless you cancel in accordance with any provided instructions.

Refund Policy

All sales are final. Unless otherwise required by law or expressly provided in writing by Compliance Armor®, we do not accept returns, exchanges, or provide refunds for any products or services purchased through our site. This policy applies to all purchases, including digital products (which cannot be "returned"), one-time services, and training course enrollments. Once you have gained access to a digital product or course, or once services have been rendered or scheduled, you will not be eligible for a refund or credit.

We encourage you to carefully review any product descriptions, service scopes, and system requirements before making a purchase, and to contact us with any questions before you complete a transaction. By completing a purchase, you acknowledge and agree that you have no right to a refund except as mandated by applicable consumer protection laws.

Intellectual Property Rights

All content, software, systems, deliverables, documents, and tools made available through the Services (collectively, "Materials") are the exclusive property of Compliance Armor® or its licensors. This includes, without limitation, all intellectual property rights in software, scripts, automation tools, reports, documents, visual designs, written content, and AI-powered systems. These Materials are protected by applicable laws governing copyrights, trademarks, patents, trade secrets, and other intellectual property.

You acknowledge that we retain all right, title, and interest in and to all such Materials, including any enhancements, derivatives, or modifications thereof, and including all underlying systems and processes used to deliver the Services. Nothing in these Terms grants you any ownership interest.

Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services and Materials solely for your personal or internal business purposes. You may not copy, modify, distribute, sell, lease, or create derivative works based on the Materials without our prior written consent. This license does not include any resale or commercial use of the Services or Materials, any collection and use of any product listings, descriptions, or prices, any derivative use of the Services or Materials, or any use of data mining, robots, or similar data gathering and extraction tools.

Disclaimer of Warranties

THE SERVICES AND ALL MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COMPLIANCE ARMOR®, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US, IF ANY, FOR THE SERVICES DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

Indemnification

You agree to indemnify, defend, and hold harmless Compliance Armor®, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any rights of another party, including any intellectual property rights; or (d) any content you submit or transmit through the Services.

Governing Law and Dispute Resolution

These Terms and any disputes arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Wake County, North Carolina, and you consent to the personal jurisdiction of such courts.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid, illegal, or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving its original intent.

Entire Agreement

These Terms, together with our Privacy Policy and any other agreements or policies referenced herein, constitute the entire agreement between you and Compliance Armor® regarding the Services and supersede all prior or contemporaneous communications, proposals, and agreements, whether oral or written, between you and us regarding the Services.

Contact Us

If you have any questions about these Terms of Service, please contact us at: